Deductibles charged to card on file
Answered

I hate this time of year with new deductibles to pay. Once I get the insurance report, telling me how much client owes, I take it out of their card they put on file and agreed that deductibles and copays will come out of it. Then I get calls about how they can't afford it and want me to pay them back. What are others doing? If most of my insurance clients have deductibles what am I supposed to do not make any money for 2 months or more?

1 comment

  • 0
    Comment actions Permalink
    Avatar
    Matthew Flynn, Psy.D.

    I know from the insurance companies what the deducitble reimbursement rates are depending on the type of session it is 34, 46, 47, etc as this should be part of your contract with them. I do it and charge up front and not wait for the insurance company's report. If by way they have gone over the dedicutble amount when I get the report Ill credit their account but that usually takes a few months before that helps. Hope that helps as you are right in not wanting to wait.

    I know from the insurance companies what the deducitble reimbursement rates are depending on the type of session it is 34, 46, 47, etc as this should be part of your contract with them. I do it and charge up front and not wait for the insurance company's report. If by way they have gone over the dedicutble amount when I get the report Ill credit their account but that usually takes a few months before that helps. Hope that helps as you are right in not wanting to wait.